Do you ever think about how you can get a better return on your savings? Always looking for ways to easily spread your money in a responsible way to get more returns? Then take a look at this easy way of crowdfunding investments.
Mintos crowdfunding loans
Mintos is a player in the crowdfunding loan market that provides loans through intermediaries to private individuals. As an investor you can invest in this. You can manually select loans that meet your criteria. For example, loans with the highest creditworthiness or a specific term.
Automatically invest in a diversified portfolio
Which is even easier to add automatically Mintos to invest. This way you hardly have to worry about anything after setting it up. Just like with manual investments, you can indicate in which loans you want to invest. This allows you to easily build up a portfolio of loans that meet your requirements. Very easy if you combine this with monthly deposits of, for example, €100 or €250.
Mintos marketplace for loans
They also have a marketplace for loans, where you can offer your loans again. For example, if you are not satisfied with certain loans, or if you want them for another reason. You can also buy loans here that have been in existence for some time.
Alternative Dutch Crodfundinf Platforms
You can use many business platforms, such as Collin, from €500 per investment. Then of course spreading is a lot more difficult. Then, for example, you need €5,000 to have a spread over 10 projects. That is far too little. That is why it is nice that you can spread quickly, even with a low investment.
Create a free account with Mintos and let us know what you think! We are very curious.
Please note, we are not an investment or financial advisor and do not know your personal situation. Mintos is a company that we have been using for some time and have heard (good) stories about. It is important to determine for yourself whether this fits into your financial picture. The AFM recommends investing no more than 10% of your disposable assets in crowdfunding.